advice & information

Money

NUS Extra Card

You could make loads of savings on your purchases, either online or in the shops with an NUS Extra Card. They're £12 and you can get them online and collect them from the SU or buy them from the SU travel shop in Fulton House. Get an NUS Extra Card now.

Budgeting

These are average costs based on one single person buying for themselves. If you're buying for a partner or for a family as well, scroll to the bottom where you can find a link to budget calculators for student parents. Figures fare rom the Wales student averages in NUS Student Lifestyle report 2010.

Uni Accommodation averages (go here for specific prices)

  • Hendrefoelan Student Village: £76.50 per week
  • Campus: £108.21
  • Ty Beck: £102.33

Private accommodation averages

  • SAS Lettings managed properties: £66.25
  • Private landlord/agent properties: £70

Food (UK student average):

  • Weekly shop: £30-39
  • Top up groceries: £12
  •  Lunch: £2.50
  • Total: £44.50 – £53.50 per week.

Eating, drinking, entertainment:

  • Going out/entertainment £17.46
  • Alcoholic drinks £17.27
  • Clothes £14.50
  • Travel £18.56
  • Mobile phone £10.05
  • Non alcoholic drinks £7.49
  • Toiletries £6.03
  • Films/DVDs £7.48
  • Internet £5.44
  • Cigarettes etc £11.87
  • Music/downloads £5.21 

Total: £121.36 per week

You can find our helpful guide from the Money Advice and Support Centre on housing costs here!

Other Essential Costs

  • Utilities- If you live in the private sector you will probably have to pay utilities such as gas, electricity, water and telephone if there is a landline. Check your contract to see if any of these are included in the rent.
  • TV License- If you live in halls you need an individual TV license if you have a TV in your room. If you only have a shared TV in a communal area, one license should be ok. If you live in a shared house, you normally only need one license for the property. If you are using a laptop to watch TV you only require a TV licence if you are viewing programmes at the same time as they are shown on TV. If you watch them via catch-up services, then you do not. Your TV license is valid for the whole year; if you move you can take it with you. If you move house you can reclaim any unused quarters of the license. This mean that if you buy your license early in the year and go home for the summer you may get some money back. The exact costs can be found the TV Licensing website.
  • Costs related to studyingOver the course of the year you'll need to buy books, pay for photocopying, printer credits, field trips having your dissertation bound, and so on. Unite (2007) reports that students expenditure on course-related items averages out over the course of the year to around £14-15 a week. Don't forget to check out the library and online book stockists for cheaper prices. 
  • Travel costs- You might need to buy a bus pass from the Travel Shop to get you to and from lectures, and you will need to consider costs to go home during the holidays and for visits, especially if you live in the Student Village. If you are under 26 you can buy a Young Person's Railcard here.
  • Start-up costs- If you are coming to University for the first time, you will need extra cash to buy things like bedding, pots, pans and, of course, a sturdy can opener. Some international students are required to register with the police on arrival in the UK, which costs £34.

Shop around! 

We recommend shopping around before you commit to any costs. It's worth shopping around for TV, internet and phone lines to your house to ensure a student friendly contract (so you aren't paying for months when you have left) and prices. There are many comparison sites we recommend, including:

 

Student parents

Are you a student parent? Check out the student parent budget calculator here.

International students

There’s a budget calculator for you too, here.

Money Advice and Support Office- If you need extra advice, are struggling with your money or just want some more information, you can visit the University's Money Advice and Support Office in Kier Hardie. Their website is here.

  • Budgeting- Wondering how much it will cost living away from home? We've got a pretty thorough list of all the things that could cost you while at uni. There's also budget calculators for student parents and international students to help keep you on track. 
  • Loans, grants and fees- Unsure about what you're entitled to and how much you'll be paying? Check out our info for UK, EU or international students.

Undergraduate Fees

Wales- Swansea University will charge tuition fees of £9,000 per year. However, if you are domiciled in Wales, and are studying for your first degree, you will not have to pay the tuition fees upfront. You will be eligible for:

  • A non-repayable tuition fee grant of £5,535 from the Welsh Government (subject to terms and conditions).
  • A repayable tuition fee loan of £3,465.
  • To help with your living costs you will be eligible for:
  • A maintenance loan up to a maximum of £4,745
  • An Assembly learning grant (or special support grant) up to a maximum of £5000
  • A partial cancellation of up to £1500 on your maintenance loan. For more information click here.

The amount of maintenance loan/grant you receive will depend upon your household income. Loans are only repayable when you have finished your studies and are earning over £21,000 per year. Payments stop if your salary falls below this threshold. Repayments are 9% of the income above £21,000. For example, someone earning £25,000 a year would repay 9% of £4,000 (approximately £30 per month). Any outstanding balance is written off after 30 years. Repayments for courses starting after 1st September 2012 won't begin until April 2016.For further information visit www.studentfinancewales.co.uk.

England- Swansea University will charge tuition fees of £9000 per year. However, if you live in England, and are studying for your first degree you will not have to pay the tuition fees upfront. You will be eligible for:

  • A repayable tuition fee loan of £9,000.
  • To help with your living costs you will be eligible for:
  • A maintenance loan up to a maximum of £5,500
  • A maintenance grant (or special support grant) up to a maximum of £3250

The amount of maintenance loan/grant you receive will depend upon your household income. Loans are only repayable when you have finished your studies and are earning over £21,000 per year. Payments stop if your salary falls below this threshold. Repayments are 9% of the income above £21,000. For example, someone earning £25,000 a year would repay 9% of £4,000 (approximately £30 per month). Any outstanding balance is written off after 30 years. Repayments for courses starting after 1st September 2012 won't begin until April 2016. For further information visit www.direct.gov.uk.

Northern Ireland- If you live in Northen Ireland you will be eligible for a repayable tuition fee loan of £9000 per year, for further information visit www.studentfinanceni.co.uk.

Scotland- If you live in Scotland please visit www.saas.gov.uk for funding information.

EU- Swansea University will charge tuition fees of £9,000 per year. However, if you are domiciled in the EU (outside of the UK), and are studying for your first degree, you will not have to pay the tuition fees upfront.You will be eligible for:

  • A non-repayable tuition fee grant of £5,535 from the Welsh Government (subject to terms and conditions).
  • A repayable tuition fee loan of £3,465.

Loans are only repayable when you have finished your studies and are earning over £21,000 per year. Payments stop if your salary falls below this threshold. Repayments are 9% of the income above £21,000. For example, someone earning £25,000 a year would repay 9% of £4,000 (approximately £30 per month). Any outstanding balance is written off after 30 years. Repayments for courses starting after 1st September 2012 won't begin until April 2016.

The Student Finance Services European Team handles all applications for financial assistance from EU students applying to universities in the UK, including Tuition Fees, Grant, and Loans, and can be contacted by phone at 01412 433570. Alternatively, their postal address is:

Student Finance Services European Team,
Box 89,
Darlington,
DL1 9AZ

For further information on student finance for EU students can be found at on the official UK Government website at www.direct.gov.uk.

Living outside the EU (International)- Swansea University apply a 'banding' structure when calculating International fee costs for standard degree programs based on the subject area. Contact the college that runs your degree for more information on fees.